The Book
The DSCR Illusion is a practical examination of residential DSCR loans—written for investors who already understand leverage, but want to understand risk.
This is not a how-to manual.
It's a framework for thinking clearly when debt, yield, and assumptions collide.
What You'll Learn
- •What DSCR approval actually represents
- •Why lender incentives and investor outcomes diverge
- •How risk migrates inside DSCR structures
- •Why underwriting strength ≠ deal strength
- •How to stress-test assumptions beyond DSCR ratios
- •When advisory replaces DIY judgment
Buy the Book
If you're already operating at scale—or considering it—the book may raise more questions than it answers.
That's intentional.